Is it illegal for an employer to stop paying health insurance premiums for their employees?
December 7, 2011 in Member Stories
My mother’s workplace is plagued by poor management and a lack of professionalism. The thing that scares me the most is that about every three months she will receive a notice from her health care provider indicating that she is not under their coverage. The notice will state that the employer has not paid their health insurance premiums and as such the employees have not been covered for a period of time which usually spans about a month.
I’m fairly certain that this is illegal, as it is stated in the employees’ contracts that they will have health benefits including health insurance. My ultimate concern is that my mother will need medical attention during a lapse in coverage and then be fit with a massive bill. Before having to face this situation I wanted to reach out to the group to see if a) this is illegal as a breach of contract, b) what are employer’s responsibilities to provide health insurance and c) how to remedy this situation?
I really believe the best thing would be to leave this employer all together, but for whatever reason she does not want that. Any input/advice would be greatly appreciated.